The State Wants to Nationalize Second Mortgages. What Possibly Can Go Wrong?
Understanding the single-family mortgage market in the US means realizing that there is no market in the real sense of that term. Recently, Freddie Mac, a government-sponsored enterprise, sought approval from its oversight agency, the Federal Housing Finance Agency (FHFA), to purchase and guarantee second mortgages in the United States. While the business case for […]
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